This document (Hereinafter referred to as “Terms of Use”) is an electronic record in terms of existing and applicable Information Technology laws and the amended provisions thereto pertaining to electronic records in various allied statutes as amended pursuant to the Information Technology laws. This electronic record has been generated by a computer system and does not require any authentication.

Terms of Use

The use of the websites, https://www.capitalwisesolutions.com/ and / or any other associate website (hereinafter referred to as “Site” or “Website”) is subject to the terms of a legal agreement between the user of the Website and Capital Wise Solutions (Hereinafter referred to as the “Company”). The Company is incorporated under the provisions of the Companies Act, 2013, having its registered office at 5th floor, Amruta Constructions, PJR nagar, Rahmat gulshan colony, Gachibowli- Miyapur Road, Hyderabad – 500032.

The following terms and conditions will be deemed to have been accepted by you (“User”) on mere visitation and / or usage of the services of this Website. You are requested to read them carefully before you visit / use the services of this Site.

The term “User”, “Client” or “You” (or any variant of the said pronoun) shall refer to the user who is browsing or using the services of this Site.

The term “Company” shall refer to the concerned company “Capital Wise Solutions” and/or its affiliates/subsidiary companies.

The term “Site” or “Website” refers to https://www.capitalwisesolutions.com/, and other websites, if any, owned, monitored by, or associated with the Company and includes the software, Materials, text, images, graphics, video and audio and applications on such Site.

The terms “Content”, “Technology” and “Material” shall have the same meaning, as defined under Clause 3 of the Terms of Use.

The term “Personal Information” and “Information” provided by the User shall include any personal information or data, sensitive personal data, or any other information so provided by the User to the Company, in accordance with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data) Rules, 2011, and the allied rules and regulations.

The Company is a part of Capital Wise Solution, which is India’s largest distributor of loans, mortgage, financing and financial instruments such as credit cards, home loans, unsecured business loans, and car loans.

By using the Website, the User agrees to follow and be bound by the terms and conditions concerning your use of the Website. The Company may revise the Terms of Use at any time without notice to the User. Areas of this Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to the use of that area of the Website.

The Company reserves its right to terminate/suspend a User’s access at any time if the activities with respect to the same are found to be in non-compliance of the Terms of Use (or terms of use of a specific area of this Website), privacy policy or the applicable laws. The provisions regarding a disclaimer of warranty, accuracy of information and indemnification shall survive such termination. The Company may monitor the User’s access to the Website, in accordance with the applicable laws and the Company’s Privacy Policy and Terms and Conditions of the Website

Ownership

The Website contains, inter alia, information, applications, content or advertisements, texts, photographs, designs, graphics, images, sound and video recordings, animation and other Materials and effects (Hereinafter collectively, referred to as the “Content“) that are protected by applicable intellectual and proprietary rights owned by the Company, its affiliated companies, holding companies and subsidiary companies or other third parties. All trademarks and copyrighted information contained on the Website are the property of their respective owners. Further, the Company retains all rights (including intellectual property rights), title and interest in the Website, technology, and all underlying technology and data including, inter alia, any enhancements, software, applications and improvements related to the Website (the “Technology“) (the terms “Content” and “Technology” collectively will be referred to as the “Materials“). You may not remove from any electronic or printed copy any copyright, trademark, or other proprietary notice without the express written permission of the Company.

Permission to use information/ Materials on this Website

Permission is hereby granted to electronically copy and to print in hard copy, limited portions of the Materials published by the Company in this Site for the sole purpose of using Material/information contained therein for personal information and non-commercial use only. Except in connection with personal information and non-commercial use, none of the Contents may be copied, reproduced, distributed, republished, downloaded, displayed, posted electronically or mechanically, transmitted, adopted, recorded, in any manner mirrored, photocopied, or reproduced without the prior written permission of the Company. Any other use of Materials/ information on the Website, including any commercial use, reproduction for purposes other than that noted above, modification, distribution, or republication without the prior written permission of the Company is strictly prohibited and may violate copyright or trademark laws, as applicable.

The User shall not, either directly or indirectly:

Modify, republish, redistribute, delete, resell, sublicense, publicly perform, cache by proxy the Website or Materials without the express written permission of the Company;

Use the Materials for telemarketing, direct marketing, and commercial mass e-mail or by agents or representatives or e-mail spammers;

Reverse engineer, decompile, disassemble, merge, copy, use, disclose, rent, lease, loan, sell, sublicense or transfer the underlying source code or structure or sequence of the Technology or delete or alter author attributes or copyright notices;

Use any network monitoring or discovery software to determine Website architecture, or extract information about usage or users;